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Xero

Verified listing

Cloud accounting built around bank reconciliation, with four UK tiers from Ignite to Ultimate

Ratings by dimension

  • Ease of use4.0
  • Value4.0
  • Support3.9
  • Features4.0

Rating distribution

  • 5 stars125
  • 4 stars100
  • 3 stars45
  • 2 stars18
  • 1 star9

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Verified reviews for Xero

297 reviews matching your filters

Owen Baptiste

Owner · 11-50 employees · Property and lettings

United Kingdom
4.0

2 Jun 2026

Reconciliation is unmatched

MTD VAT submissions have never once given us trouble. Only real gripe is that the Ignite tier is far too tight, twenty invoices a month is nothing.

Pros

MTD VAT submissions have never once given us trouble.

Cons

The Ignite tier is far too tight, twenty invoices a month is nothing.

Ease of use
4.0
Value for money
4.0
Customer service
3.0
Functionality
4.0
Used for 6-12 months7 found this helpful

Owen Kaur

Finance manager · 201-500 employees · Veterinary

United Kingdom
4.0

30 May 2026

Reconciliation is unmatched

CIS calculations for subcontractors are handled properly. Only real gripe is that most businesses need to start on Grow, not the headline entry plan.

Pros

CIS calculations for subcontractors are handled properly.

Cons

Most businesses need to start on Grow, not the headline entry plan.

Ease of use
4.0
Value for money
4.0
Customer service
4.0
Functionality
5.0
Used for 6-12 months4 found this helpful

Olivia Pemberton

Office manager · 1-10 employees · Healthcare

LinkedIn verifiedUnited Kingdom
3.0

27 May 2026

Solid, with a weak entry tier

CIS calculations for subcontractors are handled properly. That said, the introductory discount ends and the standard price is a jump and the Ignite tier is far too tight, twenty invoices a month is nothing.

Pros

CIS calculations for subcontractors are handled properly.

Cons

The introductory discount ends and the standard price is a jump.

Ease of use
4.0
Value for money
3.0
Customer service
2.0
Functionality
3.0
Used for Less than 6 months16 found this helpful

Ruth Ferreira

HR manager · 51-200 employees · Education

LinkedIn verifiedUnited Kingdom
1.0

23 May 2026

Solid, with a weak entry tier

The Ignite tier is far too tight, twenty invoices a month is nothing. Reporting is clean but less customisable than I expected. Looking at alternatives.

Pros

The interface is genuinely pleasant, which sounds minor until you use it daily.

Cons

The Ignite tier is far too tight, twenty invoices a month is nothing.

Ease of use
1.0
Value for money
1.0
Customer service
2.0
Functionality
1.0
Used for Less than 6 months22 found this helpful

Emma Okonkwo

Bookkeeper · 1-10 employees · Education

United Kingdom
3.0

21 May 2026

Start on Grow, not Ignite

CIS calculations for subcontractors are handled properly. That said, the introductory discount ends and the standard price is a jump and the Ignite tier is far too tight, twenty invoices a month is nothing.

Pros

CIS calculations for subcontractors are handled properly.

Cons

The introductory discount ends and the standard price is a jump.

Ease of use
3.0
Value for money
3.0
Customer service
3.0
Functionality
3.0
Used for 6-12 months

Michael Whitfield

Owner · 1-10 employees · Education

LinkedIn verifiedUnited Kingdom
4.0

16 May 2026

Solid, with a weak entry tier

Our accountant knows it inside out so support is never a problem. Only real gripe is that most businesses need to start on Grow, not the headline entry plan.

Pros

Our accountant knows it inside out so support is never a problem.

Cons

Most businesses need to start on Grow, not the headline entry plan.

Ease of use
4.0
Value for money
4.0
Customer service
5.0
Functionality
5.0
Used for Less than 6 months27 found this helpful

Paul Cavendish

HR manager · 51-200 employees · Legal services

United Kingdom
4.0

11 May 2026

The nicest accounting software to use

Payroll is included from the Grow plan so we dropped a second subscription, and our accountant knows it inside out so support is never a problem. Reporting is clean but less customisable than I expected, but we live with it.

Pros

Payroll is included from the Grow plan so we dropped a second subscription.

Cons

Reporting is clean but less customisable than I expected.

Ease of use
5.0
Value for money
4.0
Customer service
4.0
Functionality
5.0
Used for Less than 6 months11 found this helpful

Claire Nasir

Practice manager · 1-10 employees · Fitness and leisure

United Kingdom
2.0

5 May 2026

Great for connecting other systems

Reporting is clean but less customisable than I expected, and the Ignite tier is far too tight, twenty invoices a month is nothing. MTD VAT submissions have never once given us trouble, which is about the only positive.

Pros

MTD VAT submissions have never once given us trouble.

Cons

Reporting is clean but less customisable than I expected.

Ease of use
2.0
Value for money
3.0
Customer service
2.0
Functionality
1.0
Used for Less than 6 months6 found this helpful

Simon Holloway

Company secretary · 51-200 employees · Retail

LinkedIn verifiedUnited Kingdom
5.0

4 May 2026

Reconciliation is unmatched

Payroll is included from the Grow plan so we dropped a second subscription. Our accountant knows it inside out so support is never a problem.

Pros

Payroll is included from the Grow plan so we dropped a second subscription.

Cons

Most businesses need to start on Grow, not the headline entry plan.

Ease of use
5.0
Value for money
5.0
Customer service
5.0
Functionality
5.0
Used for 2+ years28 found this helpful

Jodie Whitfield

Practice manager · 11-50 employees · Wholesale

United Kingdom
4.0

4 May 2026

Reconciliation is unmatched

The interface is genuinely pleasant, which sounds minor until you use it daily, and bank reconciliation is the fastest I have used, a month clears in minutes. The fixed asset register is functional rather than good, but we live with it.

Pros

The interface is genuinely pleasant, which sounds minor until you use it daily.

Cons

The fixed asset register is functional rather than good.

Ease of use
4.0
Value for money
4.0
Customer service
3.0
Functionality
4.0
Used for Less than 6 months35 found this helpful